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NCUA
Equal Housing Lender

 

LOAN RATES (effective February 1, 2008)

All rates are Annual Percentage Rates (APR)*

Loan Type
24 months
36 months
48 months
60 months

72 months

           
Vehicle Loans      
 
Auto - New and Used
5.25%
5.50%
5.75%
6.00%
6.75%
Boats
5.25%
5.50%
5.75%
6.00%
6.75%
RVs
5.25%
5.50%
5.75%
6.00%
6.75%
Motorcylces
5.25%
5.50%
5.75%
6.00%
6.75%

Fixed Rate Home Equity Loans

5 Year Term
10 Year Term
15 Year Term
LTV
80%
90%
100%
80%
90%
100%
80%
90%
100%
APR
5.50%
7.50%
8.50%
6.50%
8.00%
9.00%
8.00%
8.50%
10.50%
*LTV= Loan to Value

Home Equity Line of Credit Loans
Prime + .25%
 

Unsecured Loans
8.90% - 16.15%


Share Secured Loans (Shares, Money Market Accounts, Certificates)
(See Loanliner® Addendum for rate change disclosure)
2% above share rate


Credit Cards
9.9%

 
Rates are subject to change without notice

APPLY NOW

 

*Rates are subject to change as determined by the board of directors. Flexible - Make Vehicle Loan payments through payroll deduction, Homebanking, Teller Phone, through the mail or at our branch office. We are Competitive - You can borrow up to 100% of retail at a competitive interest rate and there's no penalty for early loan payoff.

Competitive interest rate based on your credit rating.The loan rate applicable to you may vary from the rates quoted. Loan rates are based upon the borrower's credit history.


Equal Opportunity/Housing Lender.

© American Spirit Federal Credit Union
(302) 738-4515