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  • Audio Response (ASAP)
  • VISA Check Card
  • Direct Deposit ABA # 231176787
  • Payroll Deduction
  • Wire Transfers
  • Western Union

Audio Response (ASAP): Allows you to access your credit union account to check balances and perform limited transactions using a touch tone telephone 24/7. Transactions include a number of balance inquiries, transfers, and account history review. Call 738-ASAP (2727).

  • Personal identification number. (PIN) Used for security purposes.
  • Conduct the following transactions by phone:
    • Loan payments from your share accounts,
    • Loan balance inquiries,
    • Transfers between accounts,
    • Transfers within accounts,
    • Cleared checking inquiries,
    • Account balance inquiries,
    • Interest, dividend, and withholding tax inquiries.
  • No usage fees and toll free number (800) 941-7790. (For out of Delaware callers)
  • Transaction recorded on monthly statement.
  • Automated phone ‘teller’ talks you through each transaction.
  • ASAP has easy to understand instructions.

*VISA® Check Card(Debit Card):  One convenient card that allows you access to your account through VISA® or thousands of ATM locations.

  • The VISA® logo is honored at more than three million stores, restaurants, hotels, airlines, car rental agencies, service stations, theaters, medical facilities and service organizations around the world.
  • Deducts purchases and withdrawals automatically from your credit union account.
  • Purchase record included on your monthly account statement.
  • No Additional identification.

Direct Deposit: Allows you to have your paychecks automatically deposited to your credit union account by your employer. Social security and other pension checks may be deposited directly.

  • Direct deposit transactions recorded on statement.
  • Easy to access through ATMs and with the VISA® Check Card.
  • Verification of deposit through audio response and Internet Access
  • Funds are available immediately
  • Use routing number 231176787

Payroll Deduction: A service that allows a portion of your paycheck to be sent directly to the credit union. Automatically credits the amount to the your loan payment or your checking or share savings account.

  • Payroll deduction transactions recorded on statement
  • Verify payroll deposits through audio response and Internet Access
  • Excellent savings tool.

*Wire Transfers: Service that allows transfer of funds to or from your credit union account to an account at another financial institution.

  • Electronic transfer of funds worldwide.
  • Same day delivery if transacted by 4:30 P.M. - Eastern Standard Time for continental US wires.
  • Competitive fees

*Western Union: Service that allows a transfer of funds from your credit union account to virtually anywhere in the world.

  • Electronic transfer of funds.
  • Same day delivery.
  • Competitive fees

*Fee Schedule