American Spirit FCU American Spirit FCU Account Access American Spirit FCU Apply for a loan American Spirit FCU Locations and Hours American Spirit FCU ATM Locator American Spirit FCU Shared Branching Locations American Spirit FCU Home Page
 

LOAN RATES (effective August 1, 2016)

All rates are Annual Percentage Rates (APR)*

Vehicle Loans

Loan Type
24 months
36 months
48 months
60 months
72 months
84 months
96 months
               
Auto - New and Used
2.99%
2.99%
4.00%
4.25%
5.00%
5.50%
6.00%
Boats
2.99%
2.99%
4.00%
4.25%
5.00%
5.50%
6.00%
RVs
2.99%
2.99%
4.00%
4.25%
5.00%
5.50%
6.00%
Motorcylces
2.99%
2.99%
4.00%
4.25%
5.00%
5.50%
6.00%
Title Loans
18.00%
 
Colatteral Personal Loan
7.90%
7.90%
7.90%
7.90%
 

Fixed Rate Home Equity Loans

5 Year Term
10 Year Term
15 Year Term
LTV
60%
70%
80%
60%
70%
80%
60%
70%
80%
APR
4.50%
6.50%
7.50%
5.50%
7.00%
8.00%
7.00%
7.50%
9.50%
*LTV= Loan to Value

Home Equity Line of Credit Loans
4.00%
 

Unsecured Loans
9.90% - 17.00%


Share Secured Loans (Shares, Money Market Accounts, Certificates)
(See Loanliner® Addendum for rate change disclosure)
2% above share rate


Rates are subject to change without notice

APPLY NOW

 

*Rates are subject to change as determined by the board of directors.

Flexible - Make Vehicle Loan payments through payroll deduction, Homebanking, Teller Phone, through the mail or at our branch office.

We are Competitive - You can borrow up to 100% of retail at a competitive interest rate and there's no penalty for early loan payoff.

Competitive interest rate based on your credit rating.The loan rate applicable to you may vary from the rates quoted. Loan rates are based upon the borrower's credit history.

Equal Opportunity/Housing Lender.