LOAN RATES (effective August 1, 2008)
All rates are Annual Percentage Rates (APR)*
Loan Type |
24 months |
36 months |
48 months |
60 months |
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| Vehicle Loans |
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| Auto - New and Used |
5.25% |
5.50% |
5.75% |
6.00% |
6.75% |
| Boats |
5.25% |
5.50% |
5.75% |
6.00% |
6.75% |
| RVs |
5.25% |
5.50% |
5.75% |
6.00% |
6.75% |
| Motorcylces |
5.25% |
5.50% |
5.75% |
6.00% |
6.75% |
Fixed Rate Home Equity Loans
5 Year Term |
10 Year Term |
15 Year Term |
| LTV |
60% |
70% |
80% |
60% |
70% |
80% |
60% |
70% |
80% |
| APR |
5.50% |
7.50% |
8.50% |
6.50% |
8.00% |
9.00% |
8.00% |
8.50% |
10.50% |
| *LTV= Loan to Value |
Home Equity Line of Credit Loans
Prime + .25% |
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Unsecured Loans
10.90% - 18.00% |
Share Secured Loans (Shares, Money Market Accounts, Certificates)
(See Loanliner® Addendum for rate change disclosure)
2% above share rate
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Credit Cards
9.9%
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| Rates are subject to change without notice |
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*Rates are subject to change as determined by the board of directors. Flexible - Make Vehicle Loan payments through payroll deduction, Homebanking, Teller Phone, through the mail or at our branch office. We are Competitive - You can borrow up to 100% of retail at a competitive interest rate and there's no penalty for early loan payoff.
Competitive interest rate based on your credit rating.The loan rate applicable to you may vary from the rates quoted. Loan rates are based upon the borrower's credit history.
Equal Opportunity/Housing Lender.
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