Direct deposit is the most convenient way to receive your pay, annuities, and other deposits, including your tax refund. But did you know there are even more reasons to ensure your payments are made electronically? Here are just a few:

  1. Direct deposit is safer than relying on a check sent in the mail.
  2. It’s faster – you can count on receiving your pay on time.
  3. You keep your identity protected with no worries of private information getting into the wrong hands.
  4. You have more control over your money – choose automatic deposits to help reach your savings goals or to pay down debt.
  5. It’s easy and worry-free. Why take the trouble to cash a check when it can be done for you automatically? With direct deposit, you’ll save time and money.

If you’re not having direct deposit of your pay to American Spirit FCU, it’s time to get started. Call us or sign up at