When it comes to low-cost insurance, we’ve got you covered! Take advantage of a variety of insurance benefits, designed just for you, our members:

Deposit Insurance

This coverage protects deposits in your checking, savings, money market, and certificate accounts. Accounts are federally insured to $250,000 by the National Credit Union Administration (NCUA).

Auto Insurance

Save with discounted vehicle insurance through the Sheets Insurance Agency in Bear, Delaware. The agency writes our member policies through Nationwide Insurance.
Benefits include:

  • Convenient monthly billing for easier cash flow.
  • Electronic deduction from your American Spirit FCU account.
  • Save time, money, and hassle.
  • Enjoy personal attention from knowledgeable representatives.

Convenient monthly billing for easier cash flow.

Contact the Sheets Insurance Agency at 302-832-0441 to request a no-obligation quote or visit www.nationwide.com/sheetsinsurance.

Loan Payment Protection

We offer two types of payment protection to protect you and your loved ones. Disability insurance makes your loan payments if you’re disabled by a covered sickness or accident. Life coverage pays off your loan balance in the event of your death. In either case, rest easy knowing your payments will be made if you’re unable to do so.

  • Premiums are usually only a few cents on every $100 of your loan.
  • Premiums are conveniently included in your loan payment.
  • No effect on other insurance coverages.

Accidental Death & Dismemberment Insurance

This coverage protects you and your family from the financial impact of catastrophic accidents.

$2,000 coverage is free to all members. Simply stop in or call us to enroll. Premiums are only a few dollars a month for additional coverage. Low-cost family coverage is also available.