Faster Tax Refunds

Sign up for Direct Deposit and receive your refund faster! Just select your American Spirit account for your refund. You’ll enter our Routing and Transit Number (231176787) and choose either checking or savings. When you e-file, you’ll receive your refund in about 21 days – or less.

Save Time & Resources

Direct Deposit has many practical benefits to enhance your everyday life, too. One key benefit is the time you’ll save. Your money is automatically deposited every payday; there’s no delay, and you don’t have to worry about getting to the credit union or ATM to make a deposit. You also eliminate paper waste.

  • Receive your money sooner.
  • No mail delays.
  • Saves resources and better for the environment.

Protect Your Identity

Direct Deposit is the safest way to receive your pay and other recurring deposits. There are no worries of a lost or stolen check. And no one has the opportunity to view your private information. You can also view your deposit online, at your convenience.
To get started, call us at 800-941-7789.