American Spirit FCU is here to help our members get the most out of their mortgage. Right now, rates are at an all-time low. Depending upon your situation, here’s two great reasons why refinancing your current mortgage from another financial institution could makes sense.

Lower Your Payment

Rates are super-low. Remember, a lower rate or longer term means a lower monthly payment. If you want to save money each month, refinancing now might make sense.

Shorten Your Term

By reducing your rate and term at these low rates, you can pay off your home sooner and build equity faster. You might be surprised at the small increase in your payments by adjusting your term to 10, 15, 20 or 25 years.

We offer a variety of loan options including fixed and adjustable rate loans, first-time home buyer programs, VHA, FHA and conventions loans.