At American Spirit FCU, we’re here to save you money 24/7 – that includes your credit card transactions. When you carry our VISA Credit Card, every purchase or transfer you make is more affordable.
American Spirit FCU VISA
- As low as 8.50% APR*
- No Annual Fee, Low Balance Transfer Fee
- Earn Score Rewards
- eZCard Benefits – Track Balances, View Statements, Pay Bills
- Peace of Mind With Visa’s Zero Liability Purchase Protection
Items To Watch For:
- How high is your card’s current APR? Many bank cards are 22% or more!
- A low APR is not your only consideration. Also, determine if it’s variable or fixed. Variable rates mean your payments will fluctuate.
- What else impacts your APR — for example, will it increase if you make a late payment? Will it fluctuate with your credit score?
- If you transfer balances, what will you pay in fees? Banks often charge a hefty fee for any transfers you make.
- Also consider if you prefer earning rewards points on purchases.
Consider These Additional Points:**
- The amount of your monthly payment.
- How much interest you may pay over the life of the balance.
How Much Are You Paying? 18%? 20%? 22%? More?
Transfer your high-rate balances to an American Spirit VISA Card. Our low APR will help you to realize immediate savings and reduce the amount of interest you pay.
COMPARE AND SAVE:
It’s Easy To Get Started!
Apply online 24/7 at or call 800-941-7789. We’ll get you started on your very best credit card choice!
*APR = Annual Percentage Rate. Rate based on creditworthiness and subject to change without notice. Contact the credit union for complete details.
** See more comparisons using our financial calculators at clicking here. https://www.americanspirit.org/calculator/