Effective April 1, 2024.

Checking Account

  • Freedom Checking: $5 per month
  • Return Check Charge/NSF Check: $25 per check
  • Checks Manually Paid: $5 per check
  • Copy of Paid Check: $5 per check
  • Copy of Statement: $5 per month
  • Stop Payment of Checks and ACHs: $20 per ck/series
  • Check Book Balancing (Research): $25 per hour
  • Overdraw Fee: $25 per item
  • Standard Checking (Check Order): List Price
  • Last Chance Checking (Check Order): List Price

VISA Check Card (Debit Card)

  • Debit Card Fee (free with direct deposit): $1 per month
  • Freedom Checking: $0.75/ATM withdraw after 10
  • Standard Checking: $0.75/ATM withdraw after 6
  • Lost Card Fee: $25 per card
  • Transfer Fee: $5
  • Rush Card: $75

Automated Clearing House (ACH) Fees

  • Return Charge: $25
  • Stop payment: $20
  • Transfer Fee: $5

Other Service Fees

  • Money Business Service: $500 per month
  • GAP Insurance: $350
  • Visa Gift Card: $3
  • Western Union: $25
  • International Wire Transfers: $40
  • U.S.Wire Transfers: $25
  • Inactive Fee (Dormant): $5 per month
    (NO activity for 6 months or more)
  • IRA Annual Account Fee: $15
  • IRA Early Withdrawal Fee: $10
  • Escheat Fee: $100
  • I.R.S. Levy: $75
  • Internet Access/Bill Payer Service (nonactive): $4.95
  • Cashier Check: $5
  • Skip Payment Fee: $30
  • Loan Payment Late Fee: 5% Delinquency/Min $5
  • Second Mortgage/Home Equity Application Fee: $600
  • Mortgage Lien Release: Varies by state
  • Subordination of Mortgage Agreement: $75
  • Refinance Vehicle Title: Fee Varies by State
  • Deposited Check Returned (own account): $25 per item
  • Returned Mail Fee : $2 per item
  • Bulk Checks, Cashing Fee (10 and up): $25
  • Copies: $0.25 each
  • Fax (1st 3 pages): $2

Safe Deposit Box

  • One Time Set-up Charge: $10
  • Annual Rent Fee Depending on Box Size: $15 – $100
  • (Box sizes available 3×5, 5×5, 3×10, 5×10, and 10×10)
  • Duplicate Key $10
  • Drill Box Fee $150