Effective June 26, 2019
Checking Account
- Freedom Checking: $5 per month
- Return Check Charge/NSF Check: $20 per check
- Checks Manually Paid: $5 per check
- Copy of Paid Check: $2 per check
- Copy of Statement: $2 per month
- Stop Payment of Checks and ACHs: $15 per ck/series
- Check Book Balancing (Research): $15 per hour
- Overdraw Fee: $20 per item
- Standard Checking (Check Order): List Price
- Last Chance Checking (Check Order): List Price
VISA Check Card (Debit Card)
- Debit Card Fee (free with direct deposit): $1 per month
- Standard Checking: $0.75/ATM withdraw after 6
- Lost Card Fee: $25 per card
- Transfer Fee: $5
- Rush Card: $60
Automated Clearing House (ACH) Fees
- Return Charge: $20
- Stop payment: $15
- Transfer Fee: $5
Other Service Fees
- Reg. D – Excess Savings account withdrawal over 6 per month: $20
- Visa Gift Card: $3.00
- International Wire Transfers: $30
- U.S.Wire Transfers: $15
- Inactive Fee (Dormant): $5 per month
(NO activity for 6 months or more) - IRA Annual Account Fee: $15
- IRA Early Withdrawal Fee: $10
- Escheat Fee: $75
- I.R.S. Levy: $50
- Internet Access/Bill Payer Service (nonactive): $4.95
- Cashier Check: $2
- Skip Payment Fee: $25
- Loan Payment Late Fee: 5% Deliquency/Min $5
- Second Mortgage /Home Equity Application Fee: $500
- Mortgage Lien Release : $75
- Subordination of Mortgage Agreement: $50
- Refinance Vehicle Title: Fee Varies by State
- Deposited Check Returned (own account): $25 per item
- Returned Mail Fee : $2 per item
- Check Cashing Fee (min balance $250): $1 per item
- Bulk Checks, Cashing Fee (10 and up): $10
- Excessive W/D Fee (7 or more per month) : $2.00
- Copies: $0.25 each
- Fax (1st 3 pages): $1
Safe Deposit Box
- One Time Set-up Charge: $10
- Annual Rent Fee Depending on Box Size: $15 – $100
- (Box sizes available 3×5, 5×5, 3×10, 5×10, and 10×10)
- Duplicate Key $10
- Drill Box Fee $150