More Holiday Joy, Less Financial Stress

The holidays can be accompanied by a lot of gift, celebration, travel, and other expenses. American Spirit Federal Credit Union is here to help you enjoy what matters most this season!

Use our Holiday Personal Loan tofocus on enjoying the holidays, not worrying about the costs.

Take Advantage of Holiday Personal Loan rates as low as 8.50% APR*

*APR = Annual Percentage Rate. Rate is effective as of 10/1/2026. Rate is based on a 24-month Personal Loan term. Minimum loan amount of$500. Maximum loan amount of $10,000. Rates are subject to change at any time without notice. Subject to credit approval. Rates are based on credit approval. Your rate may be higher than the quoted rate. Not all will qualify. Preferred borrower rates apply. Payment Example: 24 months, 8.50%, $45.36 per $1,000 borrowed. Membership eligibility required. Federally Insured by NCUA.