Spread Joy This Holiday Season! Enjoy the Benefits of an American Spirit FCU Platinum VISA Credit Card including rates as low as 8.50% APR*, Score Rewards on all purchases, an interest-free grace period, no annual or cash advance fees and a low balance transfer fee.

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*APR = Annual Percentage Rate. Subject to credit approval. Rates are based on credit history. Your rate may be higher than the quoted rate. Rates are subject to change at any time without notice. Maximum line of credit of $20,000. No annual or cash advance fees. Membership eligibility required.