Home Equity Loans and Lines of Credit
Put Your Home’s Equity to Work
American Spirit Federal Credit Union offers home equity solutions designed to help you make the most of the value you’ve built in your home. This can be a smart, lower-cost way to finance major expenses compared to many other borrowing options, with greater flexibility and potentially lower interest rates.
Common ways to use your home equity:
- Home improvements or renovations
- Consolidating high-interest debt
- Paying for education or tuition
- Covering major life expenses or large purchases
Rates as low as:
- Home Equity Loan: 6.50% APR*
- Home Equity Line of Credit: 7.00% APR*
*APR = Annual Percentage Rate. Rates shown are the lowest available and may vary based on creditworthiness, loan-to-value, property type, lien position, and other underwriting factors. All loans are subject to credit approval and underwriting guidelines. Home Equity Line of Credit rates are variable and may change at any time based on the Wall Street Journal Prime Rate, plus a margin. Maximum and minimum rate limits may apply. Property insurance is required, and flood insurance may be required if applicable. Membership eligibility required. Federally insured by NCUA. Equal Housing Lender. NMLS #813270.