Apply for a Home Equity Line of Credit & enjoy rates as low as 4.00 % APR*

*APR = Annual Percentage Rate. Rate effective as of 4/1/2021. Rates are based on creditworthiness. Your rate may be higher than the quoted rate. Rates are subject to change without notice. All loans are subject to credit approval. Applicants must meet underwriting criteria. All HELOCs require proof of income and homeowner’s insurance. Flood insurance may be required prior to closing. Offer not available for members who currently have a HELOC with American Spirit FCU. Membership eligibility required.