PFP | The Family Security Plan®, A Trusted Partner with American Spirit FCU
PFP | The Family Security Plan®’s products have been protecting thousands of credit union families for over 40 years. PFP | The Family Security Plan® offers voluntary supplemental insurance benefits that fit your lifestyle and budget.
PFP | The Family Security Plan® is different from other insurance companies. Getting coverage is quick and easy, all you need to do is answer a few simple questions and no physical exam is required.* PFP | The Family Security Plan® also offers personalized service and will find a plan that fits your unique needs.
The following suite of products is available to credit union members:
Whole Life Insurance
Secure your family’s future with permanent protection that never expires. Should you need cash for any purpose, you may borrow against the cash value in your life insurance policy.
Term Life Insurance
If your family is faced with the loss of you and your income, ease the financial burden with protection at an affordable price for a specific length of time.
Critical Illness Insurance
Focus on getting better with a lump sum benefit paid directly to you upon the first diagnosis of a covered critical illness.**
Handle the medical and out of pocket costs that add up after a covered accidental injury with this benefit.
No Cost Accident Benefit
Nothing is more important to us then our member’s financial future. We are happy to offer you, at no cost, the Private Passenger Accident Plan. Through this plan you will receive up to $240 per day you are hospitalized due to an accident in a private passenger automobile.***
A personal planner from PFP | The Family Security Plan® will help you design a plan specifically for you. Call 855-789-4976 today for a complementary consultation or visit the rep in the credit union lobby.
*Issuance of a policy and the payment of benefits may depend on the answers provided in the application and the truthfulness thereof.
**Covered critical illnesses are defined in the policy.
*** The first day of a hospital stay must occur within 90 days of the accident causing injury. The maximum hospital stay period that the benefit is paid per accident is 30 days, with said period including any re-admittance period occurring from the same accident within 180 days after discharge. Coverage available to eligible individuals annually for placement/renewal from the ages of 18-80; upon attaining age 70, the benefit shall be reduced by 50% and upon attaining 80, coverage is terminated/not available. Certain types of accidents and coverage are excluded.
This information is a brief description of the important features of this insurance plan. It is not an insurance contract. Insurance benefits are underwritten by Federal Insurance Company. Coverage may not be available in all states or certain terms may be different where required by state law. Chubb NA is the U.S.-based operating division of the Chubb Group of Companies, headed by Chubb Ltd. (NYSE:CB) Insurance Products and services are provided by Chubb Insurance underwriting companies and not by the parent company itself.